Car brands
| Brand | Ex-showroom range | Entry EMI* | Finance through |
|---|---|---|---|
| Maruti Suzuki Car Loan | ₹3.5 lakh – ₹28.7 lakh | ₹5,881 | Maruti Suzuki Smart Finance |
| Hyundai Car Loan | ₹5.6 lakh – ₹55.7 lakh | ₹9,409 | Hyundai Capital India |
| Tata Motors Car Loan | ₹4.77 lakh – ₹30.54 lakh | ₹8,014 | Tata Capital |
| Mahindra Car Loan | ₹7.79 lakh – ₹31.25 lakh | ₹13,088 | Mahindra Finance |
| Kia Car Loan | ₹7.41 lakh – ₹1.3 crore | ₹12,450 | Hyundai Capital India |
| Toyota Car Loan | ₹6.73 lakh – ₹2.25 crore | ₹11,307 | Toyota Financial Services India Ltd |
| Honda Car Loan | ₹5.99 lakh – ₹47.99 lakh | ₹10,064 | Banks and NBFCs |
| MG Car Loan | ₹7.8 lakh – ₹87.49 lakh | ₹13,105 | Banks and NBFCs |
| Renault Car Loan | ₹4.53 lakh – ₹18.69 lakh | ₹7,611 | Nissan Renault Financial Services India… |
| Skoda Car Loan | ₹7.59 lakh – ₹66.99 lakh | ₹12,752 | Banks and NBFCs |
| Volkswagen Car Loan | ₹10.71 lakh – ₹50.91 lakh | ₹17,994 | Banks and NBFCs |
| Nissan Car Loan | ₹5.68 lakh – ₹48.2 lakh | ₹9,543 | Nissan Renault Financial Services India… |
| Citroen Car Loan | ₹4.99 lakh – ₹37.32 lakh | ₹8,384 | HDFC Bank |
| BYD Car Loan | ₹24.99 lakh – ₹55.9 lakh | ₹41,987 | Banks and NBFCs |
| Mercedes-Benz Car Loan | ₹51.8 lakh – ₹4.3 crore | ₹86,023 | Mercedes-Benz Financial Services India … |
| BMW Car Loan | ₹45.8 lakh – ₹2.55 crore | ₹76,059 | BMW Financial Services India |
Bike and scooter brands
| Brand | Ex-showroom range | Entry EMI* | Finance through |
|---|---|---|---|
| Hero Bike Loan | ₹59,000 – ₹1.88 lakh | ₹1,568 | Hero FinCorp Ltd |
| Honda Bike Loan | ₹66,000 – ₹44.3 lakh | ₹1,754 | Banks and NBFCs |
| TVS Bike Loan | ₹48,000 – ₹3.33 lakh | ₹1,275 | TVS Credit Services Ltd |
| Bajaj Bike Loan | ₹65,000 – ₹2.08 lakh | ₹1,727 | Bajaj Auto Credit Limited |
| Royal Enfield Bike Loan | ₹1.38 lakh – ₹4.9 lakh | ₹3,667 | Banks and NBFCs |
| Yamaha Bike Loan | ₹79,000 – ₹2.82 lakh | ₹2,099 | Banks and NBFCs |
| Suzuki Bike Loan | ₹82,000 – ₹19.9 lakh | ₹2,179 | Banks and NBFCs |
| KTM Bike Loan | ₹1.84 lakh – ₹22.96 lakh | ₹4,889 | Bajaj Auto Credit Limited |
| Ather Bike Loan | ₹1 lakh – ₹1.95 lakh | ₹2,657 | Ather finance via partner banks/NBFCs |
| Ola Electric Bike Loan | ₹80,000 – ₹2.5 lakh | ₹2,126 | Ola Electric finance via partner banks/… |
| Jawa Yezdi Bike Loan | ₹1.85 lakh – ₹2.3 lakh | ₹4,916 | Banks and NBFCs |
Commercial vehicle brands
| Brand | Ex-showroom range | Entry EMI* | Finance through |
|---|---|---|---|
| Tata Motors Commercial Vehicle Loan | ₹3.99 lakh – ₹1.1 crore | ₹8,484 | Tata Capital Ltd |
| Ashok Leyland Commercial Vehicle Loan | ₹6.54 lakh – ₹65.5 lakh | ₹13,907 | Hinduja Leyland Finance Ltd |
| Eicher Commercial Vehicle Loan | ₹8.85 lakh – ₹82 lakh | ₹18,819 | Banks and NBFCs |
| Mahindra Commercial Vehicle Loan | ₹4.46 lakh – ₹49.68 lakh | ₹9,484 | Mahindra & Mahindra Financial Services … |
| BharatBenz Commercial Vehicle Loan | ₹19.78 lakh – ₹67.85 lakh | ₹42,060 | Daimler Financial Services India + part… |
Three-wheeler brands
| Brand | Ex-showroom range | Entry EMI* | Finance through |
|---|---|---|---|
| Bajaj Three-Wheeler Loan | ₹1.91 lakh – ₹4.58 lakh | ₹5,448 | Bajaj Auto Credit Limited |
| Piaggio Ape Three-Wheeler Loan | ₹2.07 lakh – ₹3.88 lakh | ₹5,904 | Banks and NBFCs |
Tractor brands
| Brand | Ex-showroom range | Entry EMI* | Finance through |
|---|---|---|---|
| Mahindra Tractor Loan | ₹3.09 lakh – ₹14.83 lakh | ₹5,499 | Mahindra & Mahindra Financial Services … |
| Swaraj Tractor Loan | ₹2.44 lakh – ₹13.45 lakh | ₹4,342 | Mahindra & Mahindra Financial Services … |
| Sonalika Tractor Loan | ₹2.59 lakh – ₹16.92 lakh | ₹4,609 | Banks and NBFCs |
| John Deere Tractor Loan | ₹6.13 lakh – ₹72 lakh | ₹10,909 | John Deere Financial India Pvt Ltd |
| Massey Ferguson Tractor Loan | ₹3.4 lakh – ₹16.27 lakh | ₹6,050 | Banks and NBFCs |
| Escorts Kubota Tractor Loan | ₹2.8 lakh – ₹12.87 lakh | ₹4,983 | Escorts Kubota Finance Ltd |
How we worked out the EMI
*Entry EMI is for the cheapest model in each range, with 20% down, at an example rate of 9.5% over 5 years for cars (9% for luxury cars), 12% over 3 years for two-wheelers, 12.5% over 4 years for commercial vehicles, 17% over 3 years for three-wheelers and 12% over 5 years for tractors. Prices are ex-showroom and were checked on 4 October 2026.
- Get the Key Fact Statement (KFS). RBI requires lenders to give you a KFS before you sign, showing the interest rate, all fees, the annual percentage rate (APR) and the total amount you will repay.
- Compare the APR, not the headline rate. A low rate with a high processing fee can cost more than a slightly higher rate with no fee.
- Ask about pre-closure charges. Fixed-rate vehicle loans often carry charges for paying early; floating-rate loans to individuals cannot.
- Check what is bundled. Insurance, extended warranty or accessories added to the loan raise the amount you pay interest on. You are free to buy insurance elsewhere.
- Make sure the hypothecation is recorded and later removed. The lender's name is noted on the registration certificate; after the last EMI, collect the NOC and get it removed at the RTO.
Frequently asked questions
Can I get a loan for any brand from any bank?
Yes. A brand's own finance company or partner bank is only one option; any bank or NBFC can finance the vehicle if you qualify.
Is brand finance cheaper?
Sometimes, when there is a manufacturer offer, but not always. Compare the APR and total repayable amount with a bank.
Why are prices shown ex-showroom?
Ex-showroom prices are the same across buyers. The on-road price adds registration, insurance and road tax, which vary by state.
KhatuLoans is not a lender and is not paid by the lenders or brands named here to rank them. Rates, fees and prices change; always confirm with the lender and dealer. Read our editorial policy and how we make money.