Key takeaways: Axis Bank vs HDFC Bank vs SBI
- On a personal loan, Axis Bank and HDFC Bank have the lowest published starting rate at 9.99%, against 10% at SBI.
- On a home loan, SBI has the lowest published starting rate at 7.25%, against 8.20% at Axis Bank and 8% at HDFC Bank.
- For a car loan, HDFC Bank starts lowest (7.60%) versus 8.90% at Axis Bank and 8.40% at SBI.
- All of them publish a numeric starting rate for: personal loan, home loan, car loan and two-wheeler loan. That is the part of this page you can rank like for like.
- A starting rate is the best case. Ask each lender for its Key Fact Statement and compare the APR and total repayable amount before you choose.
Quick verdict: who each lender suits
Built only from figures the lenders publish. It says where each lender is ahead on paper, not who will approve you.
Pick Axis Bank if you want
- A joint-lowest published starting personal loan rate (9.99%)
Pick HDFC Bank if you want
- A joint-lowest published starting personal loan rate (9.99%)
- The lower published starting car loan rate (7.60%)
- The lower published starting two-wheeler loan rate (9.99%)
Pick SBI if you want
- The lower published starting home loan rate (7.25%)
- The widest range of loan types with a published rate (6)
Axis Bank vs HDFC Bank vs SBI at a glance
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Lender type | Private bank | Private bank | Public sector bank |
| Legal name | Axis Bank Limited | HDFC Bank Limited | State Bank of India |
| Loan types with a published rate | Personal loan, Home loan, Car loan, Two-wheeler loan | Personal loan, Home loan, Car loan, Two-wheeler loan | Personal loan, Home loan, Gold loan, Education loan, Car loan, Two-wheeler loan |
| Personal loan: published rate | Starting at 9.99% p.a. | Starting from 9.99%* | Starting from 10.00% p.a. (T&C apply); scheme range 10.00% to 15.00% |
| Personal loan: maximum tenure | Not published | Not published | 84 months |
| Home loan: published rate | Starting at 8.20%* p.a. | 8% to 13.45% p.a. | 7.25% p.a. onwards (T&C apply), w.e.f. 01.04.2026 |
| Home loan: maximum tenure | Up to 30 years | Up to 30 years or till retirement age, whichever is lower | Up to 30 years; repayment to be completed by age 70 |
| Official website | axis.bank.in | hdfc.bank.in | sbi.bank.in |
Searching for SBI vs HDFC Bank vs Axis Bank instead? It is the same comparison, so both open this page.
Axis Bank vs HDFC Bank vs SBI personal loan: rate, fees and tenure
Starting personal loan rates as published: Axis Bank from 9.99%, HDFC Bank from 9.99% and SBI from 10%. Axis Bank and HDFC Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are offered.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Published rate | Starting at 9.99% p.a. | Starting from 9.99%* | Starting from 10.00% p.a. (T&C apply); scheme range 10.00% to 15.00% |
| Rate basis | Not published | Not published | 2-year MCLR (8.75%) + spread 1.25% to 6.25% |
| Loan amount | Up to Rs 50 lakhs | Up to Rs 50 Lakh | Rs 1 lakh to Rs 50 lakh (subject to EMI/NMI up to 65% and 30 times NMI, whichever is lower) |
| Maximum tenure | Not published | Not published | 84 months |
| Processing fee | Not published | Not published | Up to 1.50% of loan amount (min Rs 1,000, max Rs 15,000) + GST; waivers for some customers |
| Prepayment / foreclosure | Not published | Not published | 2% of prepaid amount; waivers for some categories |
| Eligibility (as published) | Not published | Not published | Age 21-60; min net monthly salary Rs 20,000 (govt/defence) or Rs 25,000 (corporate); no minimum CIBIL stated |
| Other terms published |
|
|
|
| Official source | axis.bank.in/loans/personal-loan axis.bank.in/loans/personal-loan/interest-rates-charges | hdfc.bank.in/personal-loan | sbi.bank.in/web/personal-banking/loans/personal-loans/sbi-personal-loan sbi.bank.in/web/interest-rates/interest-rates/loan-schemes-interest-rates/personal-loans-schemes |
EMI illustration: ₹5 lakh over 5 years
| Lender | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Axis Bank | 9.99% | ₹10,621 | ₹1,37,264 | ₹6,37,264 |
| HDFC Bank | 9.99% | ₹10,621 | ₹1,37,264 | ₹6,37,264 |
| SBI | 10% | ₹10,624 | ₹1,37,411 | ₹6,37,411 |
Illustration only, at each lender's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Read the full guide: Personal loan
Axis Bank vs HDFC Bank vs SBI home loan: rate, fees and tenure
Starting home loan rates as published: Axis Bank from 8.20%, HDFC Bank from 8% and SBI from 7.25%. SBI is lower at the starting rate, but the top of each range and your own credit profile decide what you are offered.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Published rate | Starting at 8.20%* p.a. | 8% to 13.45% p.a. | 7.25% p.a. onwards (T&C apply), w.e.f. 01.04.2026 |
| Rate basis | Not published | Policy Repo Rate + 2.50% to 7.95% | Floating, linked to Repo Rate via EBLR; interest on daily reducing balance |
| Loan amount | Up to Rs 5 crore | Rs 1 Lakh (EMI calculator lower bound) to Rs 10 Crore | Not published |
| Maximum tenure | Up to 30 years | Up to 30 years or till retirement age, whichever is lower | Up to 30 years; repayment to be completed by age 70 |
| Processing fee | Not published | Salaried/self-employed professionals: up to 0.50% of loan or Rs 4,000 whichever is higher + taxes | 0.35% of loan amount + GST, min Rs 2,000 max Rs 10,000 (FAQ page) |
| Prepayment / foreclosure | Not published | Floating-rate: nil (except business-purpose loans); fixed-rate: 2% + taxes unless prepaid from own sources | Prepayment allowed without penalty |
| Eligibility (as published) | Not published | Salaried or self-employed resident Indian; min income Rs 25,000/month (salaried), Rs 3 lakh/year (self-employed) | Resident of India or NRI; min age 18; EMI/NMI ratio 20% to 70% by income slab |
| Other terms published |
|
|
|
| Official source | axis.bank.in/loans/home-loan axis.bank.in/loans/home-loan/interest-rates-charges | homeloans.hdfc.bank.in/housing-loans/home-loans | sbi.bank.in/web/interest-rates/interest-rates/loan-schemes-interest-rates/home-loans-interest-rates-current homeloans.sbi.bank.in/faq homeloans.sbi.bank.in/downloads/Processing-Fee-Card-Rates.pdf |
EMI illustration: ₹50 lakh over 20 years
| Lender | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Axis Bank | 8.20% | ₹42,446 | ₹51,87,159 | ₹1,01,87,159 |
| HDFC Bank | 8% | ₹41,822 | ₹50,37,281 | ₹1,00,37,281 |
| SBI | 7.25% | ₹39,519 | ₹44,84,512 | ₹94,84,512 |
Illustration only, at each lender's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Read the full guide: Home loan
Axis Bank vs HDFC Bank vs SBI loan against property: rate, fees and tenure
None of these lenders publishes a plain starting rate for a loan against property; some tie the rate to a benchmark and add a spread, which is shown in the table as published. Axis Bank, HDFC Bank and SBI do not publish a numeric starting rate for this product on their site.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Rate basis | Not published | Not published | Interest on daily reducing balance (rate not stated on fetched pages) |
| Loan amount | Minimum Rs 5 lakhs | Up to 65% of property market value (LTV, not an amount cap) | Not published |
| Maximum tenure | Not published | Not published | Up to 15 years (P-LAP) |
| Processing fee | Not published | Not published | P-LAP page: 1% of loan amount + tax, capped at Rs 50,000. Fee page: Loan against Mortgage of Immovable Property 1.01% of loan… |
| Prepayment / foreclosure | Not published | Not published | No prepayment penalty |
| Eligibility (as published) | Not published | Not published | Resident Indian, age 18 to 70 |
| Other terms published |
|
|
|
| Official source | axis.bank.in/loans/loan-against-property | hdfc.bank.in/loan-against-property | homeloans.sbi.bank.in/products/view/loan-against-property sbi.bank.in/web/interest-rates/interest-rates/processing-fees |
Read the full guide: Loan against property
Axis Bank vs HDFC Bank vs SBI business loan: rate, fees and tenure
None of these lenders publishes a plain starting rate for a business loan; some tie the rate to a benchmark and add a spread, which is shown in the table as published. Axis Bank, HDFC Bank and SBI do not publish a numeric starting rate for this product on their site.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Rate basis | Not published | Not published | SME products priced as spread over MCLR on the official rate page |
| Loan amount | Up to Rs 35 lakh (unsecured, basis banking conduct) | Up to Rs 75 lakh | Not published |
| Eligibility (as published) | Not published | Not published | SME Credit Card up to Rs 10 lakh; SME Smart Score loan Rs 10 lakh to Rs 50 lakh (listed on page) |
| Other terms published |
|
|
|
| Official source | axis.bank.in/business-banking/small-business-banking/unsecured-loans/unsecured-business-loan-basis-banking-conduct | hdfc.bank.in/business-loan | sbi.bank.in/web/business/small-business-loans sbi.bank.in/web/business/sme/sme-loans sbi.bank.in/web/interest-rates/interest-rates/sme-segment |
Read the full guide: Business loan
Axis Bank vs HDFC Bank vs SBI gold loan: rate, fees and tenure
Only SBI publishes a numeric starting rate for this product, so a like-for-like ranking is not possible. Axis Bank and HDFC Bank do not publish a numeric starting rate for this product on their site.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Published rate | Not published | Not published | Mean rate 9.25%; 12-month bullet 9.15%, EMI-based 10.10%, overdraft 10.10% (page also lists 10.00% in FAQ) |
| Rate basis | Not published | Not published | 1-year MCLR (8.70%) + spread 0.45% (bullet) / 1.40% (EMI, OD) |
| Loan amount | Not published | Not published | Rs 20,000 (overdraft Rs 5,00,000) to Rs 1 crore per individual per FAQ (page also cites Rs 50 lakh ceiling) |
| Maximum tenure | Not published | Not published | EMI 36 months; bullet 12 months; overdraft 36 months |
| Processing fee | Not published | Not published | Features table: 0.25%-0.30% + GST with minimums (Rs 250 to Rs 7,500) |
| Prepayment / foreclosure | Not published | Not published | No prepayment penalty; no foreclosure charges |
| Eligibility (as published) | Not published | Not published | Age 18+ with steady income; individuals singly or jointly |
| Other terms published |
|
|
|
| Official source | axis.bank.in/loans/gold-loan | hdfc.bank.in/gold-loan | sbi.bank.in/web/personal-banking/loans/gold-loan/personal-gold-loans sbi.bank.in/web/interest-rates/interest-rates/processing-fees |
Read the full guide: Gold loan
Axis Bank vs HDFC Bank vs SBI education loan: rate, fees and tenure
Only SBI publishes a numeric starting rate for this product, so a like-for-like ranking is not possible. HDFC Bank does not publish a numeric starting rate for this product on its site. Axis Bank has no education loan terms we could verify on its official site.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Published rate | Not published | Not published | Student Loan 9.40% (with collateral) / 9.90% (without collateral up to Rs 7.50 lakh); Scholar Loan 6.90% to 7.65% |
| Rate basis | Not published | Not published | Floating, linked to External Benchmark Rate (EBR 7.90% = Repo 5.25% + 2.65%) |
| Loan amount | Not published | Up to Rs 10 lakh (education in India, per meta description) | Student Loan: India up to Rs 50 lakh / Rs 75 lakh (medical, NIRF top-100), abroad up to Rs 7.50 lakh |
| Maximum tenure | Not published | Not published | Up to 15 years after course period + 12-month repayment holiday |
| Processing fee | Not published | Not published | Student Loan: nil up to Rs 10 lakh; Rs 5,000 + GST for Rs 10-20 lakh |
| Eligibility (as published) | Not published | Not published | Indian national with admission to eligible course in India/abroad; parent/guardian co-borrower |
| Other terms published | Not published | Not published |
|
| Official source | Not published | hdfc.bank.in/education-loan | sbi.bank.in/web/interest-rates/interest-rates/loan-schemes-interest-rates/education-loan-scheme sbi.bank.in/web/personal-banking/loans/education-loans/student-loan-scheme sbi.bank.in/web/personal-banking/loans/education-loans/scholar-loan-scheme |
Read the full guide: Education loan
Axis Bank vs HDFC Bank vs SBI vehicle loans
For a car loan, HDFC Bank starts lowest (7.60%) versus 8.90% at Axis Bank and 8.40% at SBI. On a two-wheeler loan, HDFC Bank has the lowest published starting rate at 9.99%, against 10% at Axis Bank and 11.70% at SBI.
| Detail | Axis Bank | HDFC Bank | SBI |
|---|---|---|---|
| Car loan: published rate | 8.90% - 11.70% | 7.60% - 14.00% | 8.40% - 9.35% |
| Car loan: maximum tenure | Up to 8 years (per Axis Bank car loan calculator) | Up to 7 years | 7 years |
| Car loan: processing fee | Up to 2% of loan + GST; documentation Rs 700 + GST | Up to 0.5% of loan (min Rs 3,500, max Rs 8,000) | Rs 1,000-3,000 + GST (salaried) / Rs 1,500-4,000 + GST (non-salaried), slab by loan amount |
| Two-wheeler loan: published rate | 10% - 28% | 9.99% - 25.02% | 11.70% - 15.70% |
| Two-wheeler loan: maximum tenure | 12-48 months (superbikes 12-60 months) | Not published | Up to 60 months |
| Two-wheeler loan: processing fee | Not published | Up to 2.5% of loan, plus documentation charges up to 2.25% | 3% of loan + GST (50% waiver for salary package customers) |
Full vehicle loan comparison for Axis Bank vs HDFC Bank vs SBI (all vehicle types, EMI tables and sources) · Vehicle loans guide
Which is better: Axis Bank, HDFC Bank or SBI?
No lender is best for everyone. This is how the published figures split, product by product.
- Personal loan, lower starting rate: Axis Bank and HDFC Bank (9.99%) versus 10% at SBI.
- Home loan, lower starting rate: SBI (7.25%) versus 8.20% at Axis Bank and 8% at HDFC Bank.
- Car loan, lower starting rate: HDFC Bank (7.60%) versus 8.90% at Axis Bank and 8.40% at SBI.
- Two-wheeler loan, lower starting rate: HDFC Bank (9.99%) versus 10% at Axis Bank and 11.70% at SBI.
Pick on total cost, not the headline rate: ask each lender for the Key Fact Statement and compare the APR and total repayable amount. A low rate with a high processing fee can cost more than a slightly higher rate with no fee. If you already bank with one of them, a salary or relationship account can change the rate you are offered, so ask.
Bank type and how each lender sets its rate
Axis Bank and HDFC Bank are private banks and SBI is a public sector bank.
How the lenders' own pages say their rates are set:
- HDFC Bank home loan: Policy Repo Rate + 2.50% to 7.95%.
- SBI personal loan: 2-year MCLR (8.75%) + spread 1.25% to 6.25%.
- SBI home loan: Floating, linked to Repo Rate via EBLR; interest on daily reducing balance.
Public sector banks, private banks and non-banking finance companies (NBFCs) price differently. Banks usually link floating rates to the RBI repo rate or their own benchmark and add a spread based on your credit score; NBFCs more often quote a range wider at the top and charge higher processing fees. Some publish a range, some only a starting rate and some only a ceiling, which is why this page compares like with like and marks every gap as not published instead of guessing.
About Axis Bank, HDFC Bank and SBI
Axis Bank
Private bank · Axis Bank Limited
We found published terms for personal loan, home loan, loan against property, business loan and gold loan on Axis Bank's website.
Lowest published starting rate on this page: 8.20% (Home loan)
HDFC Bank
Private bank · HDFC Bank Limited
We found published terms for personal loan, home loan, loan against property, business loan, gold loan and education loan on HDFC Bank's website.
Lowest published starting rate on this page: 8% (Home loan)
SBI
Public sector bank · State Bank of India
We found published terms for personal loan, home loan, loan against property, business loan, gold loan and education loan on SBI's website.
Lowest published starting rate on this page: 7.25% (Home loan)
Explore each lender: loans, calculators and more comparisons
Axis Bank
More comparisons
HDFC Bank
More comparisons
Guides: Personal loans · Home loans · Car loan · Car loan EMI calculator · EMI calculators
What to check before you choose a lender
- Ask for the Key Fact Statement (KFS). RBI requires lenders to give you one before you sign, showing the interest rate, all fees, the APR and the total amount you will repay.
- Compare APR, not the headline rate. Processing fee, documentation charges and insurance change the real cost.
- Check the rate basis. A floating rate moves with the lender's benchmark; a fixed rate does not. Ask when the rate resets.
- Ask about prepayment and foreclosure. Floating-rate loans to individuals cannot carry pre-closure charges; fixed-rate loans often do.
- Read the eligibility and documents. Income, credit score, employment type and collateral decide the rate band you land in.
Sources, method and last check
Every figure above comes from the lender's own website. We checked them on 12 October 2026 (vehicle loan figures on 4 October 2026) and list the pages used.
- Axis Bank: axis.bank.in/loans/personal-loan · axis.bank.in/loans/personal-loan/interest-rates-charges · axis.bank.in/loans/home-loan · axis.bank.in/loans/home-loan/interest-rates-charges · axis.bank.in/loans/loan-against-property · axis.bank.in/business-banking/small-business-banking/unsecured-loans/unsecured-business-loan-basis-banking-conduct
- HDFC Bank: hdfc.bank.in/personal-loan · homeloans.hdfc.bank.in/housing-loans/home-loans · hdfc.bank.in/loan-against-property · hdfc.bank.in/business-loan · hdfc.bank.in/gold-loan · hdfc.bank.in/education-loan
- SBI: sbi.bank.in/web/personal-banking/loans/personal-loans/sbi-personal-loan · sbi.bank.in/web/interest-rates/interest-rates/loan-schemes-interest-rates/personal-loans-schemes · sbi.bank.in/web/interest-rates/interest-rates/loan-schemes-interest-rates/home-loans-interest-rates-current · homeloans.sbi.bank.in/faq · homeloans.sbi.bank.in/downloads/Processing-Fee-Card-Rates.pdf · homeloans.sbi.bank.in/products/view/loan-against-property
| Lender | Official pages opened | Loan types with a published rate | Loan types where rate is not published | Last checked |
|---|---|---|---|---|
| Axis Bank | 9 | 4 | 4 | 12 October 2026 |
| HDFC Bank | 8 | 4 | 4 | 12 October 2026 |
| SBI | 17 | 6 | 2 | 12 October 2026 |
A "not published" count means we opened the lender's page for that product and the rate was not shown there, or the lender has no such page on its site. If you spot an error, tell us and we will correct it.
Method: we list only figures we could read on the lender's official pages. A blank means the lender does not publish that figure on the page we checked, and we never estimate one. Rankings use the published starting rate and published maximum tenure only. Read our editorial policy, how we make money and tell us about an error.
More lender comparisons
Axis Bank compared with other lenders (16)
HDFC Bank compared with other lenders (16)
SBI compared with other lenders (16)
Head-to-head pages for these three lenders (3)
Swap one lender (6)
Compare any two or three lenders · Personal loans · Home loans · Vehicle loans
Frequently asked questions
Which is better: Axis Bank, HDFC Bank or SBI?
On a personal loan, Axis Bank and HDFC Bank have the lowest published starting rate at 9.99%, against 10% at SBI. On a home loan, SBI has the lowest published starting rate at 7.25%, against 8.20% at Axis Bank and 8% at HDFC Bank. The page also compares car loans and two-wheeler loans. A starting rate is the best case, not a typical offer, so confirm the annual percentage rate (APR) and total repayable amount in each lender's Key Fact Statement. Figures are as published on the lenders' own websites and checked 12 October 2026. The better choice depends on your profile, the loan type, the amount and the fees in your offer letter.
SBI, HDFC Bank or Axis Bank: which should I pick for a loan?
Order does not change the comparison, so Axis Bank vs HDFC Bank vs SBI and SBI vs HDFC Bank vs Axis Bank are the same page. Start with the loan type you need: the sections above show each lender's published rate, fees, tenure and prepayment terms for it, and the lower starting rate is not always the lower total cost.
Which has the lower personal loan interest rate: Axis Bank, HDFC Bank or SBI?
Axis Bank and HDFC Bank has the lower published starting rate. Published starting rates: Axis Bank 9.99%, HDFC Bank 9.99% and SBI 10% (checked 12 October 2026). Your actual rate depends on your credit profile and the lender's approval.
What is the personal loan processing fee at Axis Bank, HDFC Bank and SBI?
Axis Bank: not published. HDFC Bank: not published. SBI: Up to 1.50% of loan amount (min Rs 1,000, max Rs 15,000) + GST; waivers for some customers. Fees can change and GST is usually extra, so check the Key Fact Statement.
Which has the lower home loan interest rate: Axis Bank, HDFC Bank or SBI?
SBI has the lower published starting rate. Published starting rates: Axis Bank 8.20%, HDFC Bank 8% and SBI 7.25% (checked 12 October 2026). Your actual rate depends on your credit profile and the lender's approval.
What is the home loan processing fee at Axis Bank, HDFC Bank and SBI?
Axis Bank: not published. HDFC Bank: Salaried/self-employed professionals: up to 0.50% of loan or Rs 4,000 whichever is higher + taxes. SBI: 0.35% of loan amount + GST, min Rs 2,000 max Rs 10,000 (FAQ page). Fees can change and GST is usually extra, so check the Key Fact Statement.
What is the maximum home loan tenure at Axis Bank, HDFC Bank and SBI?
Axis Bank: up to 30 years. HDFC Bank: up to 30 years or till retirement age, whichever is lower. SBI: up to 30 years; repayment to be completed by age 70.
How much personal loan can I get from Axis Bank, HDFC Bank and SBI?
Axis Bank: Up to Rs 50 lakhs. HDFC Bank: Up to Rs 50 Lakh. SBI: Rs 1 lakh to Rs 50 lakh (subject to EMI/NMI up to 65% and 30 times NMI, whichever is lower). The lender decides the final amount from your income, credit score and existing obligations.
What is the EMI on a ₹5 lakh personal loan at Axis Bank, HDFC Bank and SBI?
Over 5 years at each lender's lowest published rate: Axis Bank about ₹10,621 a month at 9.99%; HDFC Bank about ₹10,621 a month at 9.99%; SBI about ₹10,624 a month at 10%. An illustration that leaves out fees, GST and insurance; your offered rate may be higher.
What is the EMI on a ₹50 lakh home loan at Axis Bank, HDFC Bank and SBI?
Over 20 years at each lender's lowest published rate: Axis Bank about ₹42,446 a month at 8.20%; HDFC Bank about ₹41,822 a month at 8%; SBI about ₹39,519 a month at 7.25%. An illustration that leaves out fees, GST and insurance; your offered rate may be higher.
Can I prepay or foreclose a home loan early at Axis Bank, HDFC Bank and SBI?
Axis Bank: not published. HDFC Bank: Floating-rate: nil (except business-purpose loans); fixed-rate: 2% + taxes unless prepaid from own sources. SBI: Prepayment allowed without penalty. Floating-rate loans to individuals cannot carry pre-closure charges; fixed-rate loans often do.
Which loans do Axis Bank, HDFC Bank and SBI publish rates for?
Axis Bank: personal loan, home loan. HDFC Bank: personal loan, home loan. SBI: personal loan, home loan, gold loan, education loan. Based on each lender's own website, checked 12 October 2026.
Which is better for a car loan: Axis Bank, HDFC Bank or SBI?
For a car loan, HDFC Bank starts lowest (7.60%) versus 8.90% at Axis Bank and 8.40% at SBI. See the full vehicle loan comparison for tenure, fees and EMI tables.
Are Axis Bank, HDFC Bank and SBI regulated by the RBI?
Axis Bank, HDFC Bank and SBI are banks regulated by the Reserve Bank of India (RBI). Check a lender's registration on the RBI website before you apply, and apply only through its official channels.
KhatuLoans is not a lender and is not paid by the lenders named here to rank them. Rates, fees and eligibility change; always confirm with the lender. Read our editorial policy and how we make money.