Axis Bank vs Yes Bank at a glance
| Detail | Axis Bank | Yes Bank |
|---|---|---|
| Loan provider type | Private bank | Private bank |
| Legal name | Axis Bank | Yes Bank |
| Vehicle loans with a published rate | Car loan, Two-wheeler loan | Not published |
| Official website | axis.bank.in | yes.bank.in |
Axis Bank vs Yes Bank car loan: rate, fees and tenure
Only Axis Bank publishes a rate for this product with a stated starting figure, so a like-for-like ranking is not possible. Yes Bank does not publish a car loan rate on its website, so none is shown.
| Detail | Axis Bank | Yes Bank |
|---|---|---|
| Product | Axis Bank Car Loan | YES BANK Car Loan |
| Published rate | 8.90% - 11.70% | Not published |
| Rate basis | Linked to 1-year MCLR (8.90%) for tenures up to 36 months | Not published |
| Maximum tenure | Up to 8 years (per Axis Bank car loan calculator) | 96* months |
| Maximum funding | Up to 100% of on-road price | Up to 100% of on-road price |
| Processing fee | Up to 2% of loan + GST; documentation Rs 700 + GST | Not published |
| Other terms published | Not published |
|
| Official source | axis.bank.in | yes.bank.in |
Read the full guide: Car loan · EMI calculator
Axis Bank vs Yes Bank two-wheeler loan: rate, fees and tenure
Only Axis Bank publishes a rate for this product with a stated starting figure, so a like-for-like ranking is not possible. Yes Bank does not publish a two-wheeler loan rate on its website, so none is shown.
| Detail | Axis Bank | Yes Bank |
|---|---|---|
| Product | Axis Bank Two Wheeler Loan | Not published |
| Published rate | 10% - 28% | Not published |
| Maximum tenure | 12-48 months (superbikes 12-60 months) | Not published |
| Maximum funding | Up to 100% of on-road price | Not published |
| Other terms published |
| Not published |
| Official source | axis.bank.in | Not published |
Read the full guide: Two-wheeler loan · EMI calculator
Which is better: Axis Bank or Yes Bank?
No loan provider is best for everyone. This is how the published figures split, product by product.
Pick on total cost, not the headline rate: ask each loan provider for the Key Fact Statement and compare the APR and total repayable amount. A low rate with a high processing fee can cost more than a slightly higher rate with no fee.
Bank type and how each loan provider sets its rate
Axis Bank and Yes Bank are private banks.
What the loan providers' own pages say about how their rates are set:
- Axis Bank car loan: Linked to 1-year MCLR (8.90%) for tenures up to 36 months.
Banks and non-banking finance companies (NBFCs) publish rates in different ways: some give a range, some only a starting rate and some only a maximum. That is why this page compares like with like and marks every gap as not published instead of guessing.
About Axis Bank and Yes Bank
Axis Bank
Private bank
Private-sector bank offering new and used car, two-wheeler, commercial vehicle and tractor loans, with up to 100% on-road funding on new cars.
Lowest published starting rate: 8.90% (Car loan)
Yes Bank
Private bank
Private bank offering new and used car loans with up to 100% on-road funding and long tenures, plus commercial vehicle finance; it does not publish car loan rates on its product pages.
What to check before you choose a vehicle loan
- Ask for the Key Fact Statement (KFS). RBI requires loan providers to give you one before you sign, showing the interest rate, all fees, the APR and the total amount you will repay.
- Compare APR, not the headline rate. Processing fee, documentation charges and insurance change the real cost.
- Ask about pre-closure charges. Fixed-rate vehicle loans often carry charges for paying early; floating-rate loans to individuals cannot.
- Check what is bundled. Insurance, extended warranty or accessories added to the loan raise the amount you pay interest on. You are free to buy insurance elsewhere.
- Confirm the hypothecation. The loan provider's name is noted on the registration certificate. After the last EMI, collect the NOC and have it removed at the RTO.
Terms used on this page
Plain meanings of the terms this comparison uses.
Starting rate: The lowest rate a loan provider advertises for a product. Most borrowers are offered a higher rate, because the final rate depends on credit score, income, employer and loan amount.
APR: Annual percentage rate. It adds the processing fee and other charges to the interest rate, so it shows the yearly cost of the loan better than the interest rate alone.
Key Fact Statement: A short summary the loan provider gives you before you sign. It lists the interest rate, every fee, the APR and the total amount you will repay. RBI requires it for retail loans.
Floating rate and repo rate: A floating rate moves with a benchmark, and for banks that is usually the RBI repo rate, the rate at which RBI lends to banks. A fixed rate stays the same for the period you agree.
Processing fee: A one-time charge for handling the application. It is usually a percentage of the loan amount plus GST, and it is often deducted before the money reaches you.
Credit score: A number from 300 to 900 that shows how you have repaid past loans and cards. A higher score usually gets you a lower rate.
Sources, method and last check
Every figure above comes from the loan provider's own website. We checked them on 4 October 2026 and list the pages used.
- Axis Bank: axis.bank.in/loans/car-loan/interest-rates-charges · axis.bank.in/loans/two-wheeler-loans · axis.bank.in/loans/car-loan/used-car-loan · axis.bank.in/agri-and-rural/loans/tractor-loans · axis.bank.in/loans/commercial-vehicle-construction-equipment-loan/new-commercial-vehicle-construction-equipment-loan · axis.bank.in/loans/commercial-vehicle-construction-equipment-loan/used-commercial-vehicle-loan
- Yes Bank: yes.bank.in/personal-banking/yes-individual/loans/car-loans · yes.bank.in/personal-banking/yes-individual/loans/used-car-loan · yes.bank.in/business-banking/loans/commercial-vehicle-financing
Method: we list only figures we could find on the loan provider's official pages. A blank means the loan provider does not publish that figure, and we never estimate one. Rankings use the published starting rate and published maximum tenure only. Read our editorial policy, how we make money and tell us about an error.
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Frequently asked questions
Which is better for a vehicle loan: Axis Bank or Yes Bank?
These loan providers do not all publish a rate for the same vehicle loan, so they cannot be ranked on rate alone here. Compare the fees, tenure and pre-closure terms in the tables above and ask each loan provider for its Key Fact Statement.
Which vehicle loans do Axis Bank and Yes Bank publish rates for?
Axis Bank: car loan, two-wheeler loan. Yes Bank: no published rate found. Based on each loan provider's own website, checked 4 October 2026.
Are the rates on this page the rate I will get?
No. They are the rates the loan providers publish, usually a range or a starting rate. Your approved rate depends on your credit score, income, loan amount, tenure and vehicle. Always read the Key Fact Statement before you sign.
Does KhatuLoans lend money or charge for this comparison?
KhatuLoans is not a loan provider. The loan provider decides approval, rate and terms. Our comparisons are free to read, and we are not paid by the loan providers named here to rank them. See how we make money on our advertiser disclosure page.
KhatuLoans is not a loan provider and is not paid by the loan providers named here to rank them. Rates, fees and prices change; always confirm with the loan provider and dealer. Read our editorial policy and how we make money.