Chola vs Punjab National Bank vs TVS Credit at a glance
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Loan provider type | NBFC | Public sector bank | NBFC |
| Legal name | Cholamandalam Investment and Finance Company Ltd (Chola) | Punjab National Bank | TVS Credit Services Ltd |
| Vehicle loans with a published rate | Car loan, Two-wheeler loan, Used car loan, Three-wheeler loan, Tractor loan | Car loan, Two-wheeler loan, Used car loan, Electric car loan | Two-wheeler loan, Used car loan, Three-wheeler loan, Tractor loan, Commercial vehicle loan |
| Two-wheeler loan: published rate | 15% - 28% p.a. | From 10.00%Power Ride; 10.85% salaried; 11.35% others | Up to 36% p.a.policy, 2023 |
| Two-wheeler loan: maximum tenure | Not published | 60 EMIs (scooters/motorcycles) | 12-60 months |
| Used car loan: published rate | 15% - 28% p.a.MUV 14% - 28% | From 9.45% floating / 10.45% fixed | Up to 30% p.a.policy, 2023 |
| Used car loan: maximum tenure | 5 years | 60 months | 12-60 months |
| Official website | cholamandalam.com | pnb.bank.in | tvscredit.com |
Chola vs Punjab National Bank vs TVS Credit car loan: rate, fees and tenure
Starting car loan rates as published: Chola from 9% and Punjab National Bank from 7.60%. Punjab National Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered. TVS Credit does not publish a car loan rate on its website, so none is shown.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | New Car Loan | PNB Car Loan | Not published |
| Published rate | 9% - 20% p.a.car; MUV 9% - 20% | From 7.60%up to 9.70% floating, CIBIL-based | Not published |
| Rate basis | Fixed | RLLR-linked (floating); fixed option available | Not published |
| Maximum tenure | Not published | 84 months | Not published |
| Maximum funding | Up to 100% on-road | 85% of on-road price (90% with manufacturer tie-ups); individuals up to Rs 100 lakh | Not published |
| Processing fee | 0.5% - 2.5% + sourcing fee Rs 1,000 - 2,500 | 0.25% of loan (min Rs 1,000, max Rs 1,500); nil documentation | Not published |
| Pre-closure / prepayment | Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST | Floating: nil; fixed: 2% on amount prepaid (exceptions apply) | Not published |
| Other terms published |
|
| Not published |
| Official source | cholamandalam.com files.cholamandalam.com | pnb.bank.in pnb.bank.in pnb.bank.in | Not published |
EMI illustration: ₹10 lakh over 60 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Chola | 9% | ₹20,758 | ₹2,45,501 | ₹12,45,501 |
| Punjab National Bank | 7.60% | ₹20,086 | ₹2,05,130 | ₹12,05,130 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (60 months)
| Loan amount | Chola (9%) | Punjab National Bank (7.60%) |
|---|---|---|
| ₹5 lakh | ₹10,379 | ₹10,043 |
| ₹10 lakh | ₹20,758 | ₹20,086 |
| ₹15 lakh | ₹31,138 | ₹30,128 |
| ₹20 lakh | ₹41,517 | ₹40,171 |
Read the full guide: Car loan · EMI calculator
Chola vs Punjab National Bank vs TVS Credit two-wheeler loan: rate, fees and tenure
Starting two-wheeler loan rates as published: Chola from 15% and Punjab National Bank from 10%. Punjab National Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | Two Wheeler Loan (new only) | PNB Saarthi / PNB Power Ride (women) | Two Wheeler Loan |
| Published rate | 15% - 28% p.a. | From 10.00%Power Ride; 10.85% salaried; 11.35% others | Up to 36% p.a.policy, 2023 |
| Rate basis | Fixed | RLLR-linked | Fixed IRR |
| Maximum tenure | Not published | 60 EMIs (scooters/motorcycles) | 12-60 months |
| Maximum funding | Up to 100% of bike value | 90% (salaried, salary via PNB) or 75% of cost; max Rs 1.5 lakh (Rs 10 lakh for 200cc+) | Up to 95% of on-road price |
| Processing fee | 0.75% - 5% + sourcing fee Rs 500 - 2,500 | 0.50% of loan (min Rs 500, max Rs 1,000) | New 2W up to 8.85%; used 2W up to 5.9% (incl. GST) |
| Pre-closure / prepayment | Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST | Nil | 3% of principal outstanding up to 12 months; 4% for 12-24 months; 5% after 24 months |
| Other terms published |
|
|
|
| Official source | cholamandalam.com files.cholamandalam.com | pnb.bank.in pnb.bank.in pnb.bank.in | tvscredit.com tvscredit.com tvscredit.com |
EMI illustration: ₹1 lakh over 36 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Chola | 15% | ₹3,467 | ₹24,795 | ₹1,24,795 |
| Punjab National Bank | 10% | ₹3,227 | ₹16,162 | ₹1,16,162 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (36 months)
| Loan amount | Chola (15%) | Punjab National Bank (10%) |
|---|---|---|
| ₹0.5 lakh | ₹1,733 | ₹1,613 |
| ₹1 lakh | ₹3,467 | ₹3,227 |
| ₹1.5 lakh | ₹5,200 | ₹4,840 |
Read the full guide: Two-wheeler loan · EMI calculator
Chola vs Punjab National Bank vs TVS Credit used car loan: rate, fees and tenure
Starting used car loan rates as published: Chola from 15% and Punjab National Bank from 9.45%. Punjab National Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | Used Car Loan | PNB Car Loan (used vehicles) | Used Car Loan |
| Published rate | 15% - 28% p.a.MUV 14% - 28% | From 9.45% floating / 10.45% fixed | Up to 30% p.a.policy, 2023 |
| Rate basis | Fixed | RLLR-linked (floating) or fixed | Fixed IRR |
| Maximum tenure | 5 years | 60 months | 12-60 months |
| Maximum funding | Up to 100%* | 75% of vehicle value (25% margin); vehicle up to 3 years old | Up to 95% of asset value |
| Processing fee | 0.5% - 3.25% + sourcing fee Rs 1,000 - 2,500 | Not published | Up to 5.9% (schedule of charges) |
| Pre-closure / prepayment | Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST | Floating: nil; fixed: 2% on amount prepaid | 6.5% of principal outstanding up to 12 months; 6% for 12-24 months; 5.5% after 24 months |
| Other terms published |
|
|
|
| Official source | cholamandalam.com files.cholamandalam.com | pnb.bank.in pnb.bank.in | tvscredit.com tvscredit.com tvscredit.com |
EMI illustration: ₹5 lakh over 48 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Chola | 15% | ₹13,915 | ₹1,67,938 | ₹6,67,938 |
| Punjab National Bank | 9.45% | ₹12,550 | ₹1,02,382 | ₹6,02,382 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (48 months)
| Loan amount | Chola (15%) | Punjab National Bank (9.45%) |
|---|---|---|
| ₹3 lakh | ₹8,349 | ₹7,530 |
| ₹5 lakh | ₹13,915 | ₹12,550 |
| ₹8 lakh | ₹22,265 | ₹20,079 |
Read the full guide: Used car loan · EMI calculator
Chola vs Punjab National Bank vs TVS Credit electric car loan: rate, fees and tenure
Only Punjab National Bank publishes a rate for this product with a stated starting figure, so a like-for-like ranking is not possible. Chola and TVS Credit do not publish an electric car loan rate on their website, so none is shown.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | Not published | PNB Green Car (E-Vehicle) Loan | Not published |
| Published rate | Not published | From 7.60% | Not published |
| Rate basis | Not published | RLLR-linked | Not published |
| Maximum tenure | Not published | 120 EMIs (10 years) | Not published |
| Maximum funding | Not published | 90% of on-road price (10% margin), or nil margin on ex-showroom price | Not published |
| Processing fee | Not published | Nil | Not published |
| Pre-closure / prepayment | Not published | Nil | Not published |
| Other terms published | Not published |
| Not published |
| Official source | Not published | pnb.bank.in pnb.bank.in | Not published |
Read the full guide: Electric car loan
Chola vs Punjab National Bank vs TVS Credit three-wheeler loan: rate, fees and tenure
Starting three-wheeler loan rates as published: Chola from 21% and TVS Credit from 13%. TVS Credit is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered. Punjab National Bank does not publish a three-wheeler loan rate on its website, so none is shown.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | Three Wheeler Loans | Not published | Three Wheeler Loan |
| Published rate | New non-EV 21% - 28%; used non-EV 25% - 28% p.a. | Not published | 13% - 29% p.a.policy, 2023 |
| Rate basis | Fixed | Not published | Fixed IRR |
| Maximum tenure | Not published | Not published | 4 years |
| Maximum funding | Not published | Not published | Based on vehicle and customer profile |
| Processing fee | New 1.5% - 3.5%; used 1% - 2.5% + sourcing fee | Not published | Up to 5.9% |
| Pre-closure / prepayment | Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST | Not published | 3% of principal outstanding up to 12 months; 4% for 12-24 months; 5% after 24 months |
| Other terms published |
| Not published |
|
| Official source | cholamandalam.com files.cholamandalam.com | Not published | tvscredit.com tvscredit.com tvscredit.com |
EMI illustration: ₹3 lakh over 36 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Chola | 21% | ₹11,303 | ₹1,06,891 | ₹4,06,891 |
| TVS Credit | 13% | ₹10,108 | ₹63,895 | ₹3,63,895 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (36 months)
| Loan amount | Chola (21%) | TVS Credit (13%) |
|---|---|---|
| ₹2 lakh | ₹7,535 | ₹6,739 |
| ₹3 lakh | ₹11,303 | ₹10,108 |
| ₹5 lakh | ₹18,838 | ₹16,847 |
Read the full guide: Three-wheeler loan
Chola vs Punjab National Bank vs TVS Credit tractor loan: rate, fees and tenure
Starting tractor loan rates as published: Chola from 12% and TVS Credit from 11%. TVS Credit is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered. Punjab National Bank lists the longer maximum tenure (new tractor: 7-9 years; no-mortgage variant: 5 years). Punjab National Bank does not publish a tractor loan rate on its website, so none is shown.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | Tractor & Farm Equipment Loans | PNB Farm Mechanisation Scheme (tractor financing) | Tractor Loan (also Used Tractor Loan) |
| Published rate | New 12% - 28%; used 17% - 28% p.a. | Not published | New 11% - 25% p.a.; used 14% - 34% p.a.policy, 2023 |
| Rate basis | Fixed | Not published | Fixed IRR |
| Maximum tenure | Not published | New tractor: 7-9 years; no-mortgage variant: 5 years | 12-72 months |
| Maximum funding | Not published | Need based, net of margin (min 40% margin for no-mortgage variant) | Up to 90% of tractor price |
| Processing fee | New 0.25% - 2%; used 0.75% - 3.25% + sourcing fee | Not published | Up to 5.9% |
| Pre-closure / prepayment | Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST | Not published | 6% of future principal outstanding up to 12 months; 5% after |
| Other terms published |
|
|
|
| Official source | cholamandalam.com files.cholamandalam.com | pnb.bank.in pnb.bank.in | tvscredit.com tvscredit.com tvscredit.com |
EMI illustration: ₹8 lakh over 60 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Chola | 12% | ₹17,796 | ₹2,67,733 | ₹10,67,733 |
| TVS Credit | 11% | ₹17,394 | ₹2,43,636 | ₹10,43,636 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (60 months)
| Loan amount | Chola (12%) | TVS Credit (11%) |
|---|---|---|
| ₹5 lakh | ₹11,122 | ₹10,871 |
| ₹8 lakh | ₹17,796 | ₹17,394 |
| ₹12 lakh | ₹26,693 | ₹26,091 |
Read the full guide: Tractor loan
Chola vs Punjab National Bank vs TVS Credit commercial vehicle loan: rate, fees and tenure
Only TVS Credit publishes a rate for this product with a stated starting figure, so a like-for-like ranking is not possible. Chola lists the longer maximum tenure (84 months (new)). Chola and Punjab National Bank do not publish a commercial vehicle loan rate on their website, so none is shown.
| Detail | Chola | Punjab National Bank | TVS Credit |
|---|---|---|---|
| Product | Commercial Vehicle Loan (new and used) | Not published | Used Commercial Vehicle Loan (used only) |
| Published rate | New: HCV/LCV 9% - 18%, MLCV 11% - 20%; Used: HCV 12% - 28%, LCV 14% - 28%, MLCV 15% - 28% p.a. | Not published | Up to 30% p.a.policy, 2023 |
| Rate basis | Fixed | Not published | Fixed IRR |
| Maximum tenure | 84 months (new) | Not published | 6-36 months |
| Maximum funding | Up to 100% (new) | Not published | Not published |
| Processing fee | New 0.25% - 2%; used 0.25% - 3.25% (by segment) + sourcing fee | Not published | Up to 5.9% |
| Pre-closure / prepayment | Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST | Not published | 4% of principal outstanding up to 12 months; 5% for 13-36 months; 6% after 36 months |
| Other terms published |
| Not published |
|
| Official source | cholamandalam.com files.cholamandalam.com | Not published | tvscredit.com tvscredit.com tvscredit.com |
Read the full guide: Commercial vehicle loan
Which is better: Chola, Punjab National Bank or TVS Credit?
No loan provider is best for everyone. This is how the published figures split, product by product.
- Two-wheeler loan, lower starting rate: Punjab National Bank (10%) versus 15% at Chola.
- Used car loan, lower starting rate: Punjab National Bank (9.45%) versus 15% at Chola.
- Tractor loan, longer maximum tenure: Punjab National Bank (new tractor: 7-9 years; no-mortgage variant: 5 years). A longer tenure lowers the EMI but raises total interest.
- Commercial vehicle loan, longer maximum tenure: Chola (84 months (new)). A longer tenure lowers the EMI but raises total interest.
Pick on total cost, not the headline rate: ask each loan provider for the Key Fact Statement and compare the APR and total repayable amount. A low rate with a high processing fee can cost more than a slightly higher rate with no fee.
Bank type and how each loan provider sets its rate
Chola and TVS Credit are nbfcs and Punjab National Bank is a public sector bank.
What the loan providers' own pages say about how their rates are set:
- Chola car loan: Fixed.
- Chola two-wheeler loan: Fixed.
- Chola used car loan: Fixed.
- Chola electric two- and three-wheeler loan: Fixed.
- Chola three-wheeler loan: Fixed.
- Chola tractor loan: Fixed.
- Chola commercial vehicle loan: Fixed.
- Punjab National Bank car loan: RLLR-linked (floating); fixed option available.
Banks and non-banking finance companies (NBFCs) publish rates in different ways: some give a range, some only a starting rate and some only a maximum. That is why this page compares like with like and marks every gap as not published instead of guessing.
About Chola, Punjab National Bank and TVS Credit
Chola
NBFC · Cholamandalam Investment and Finance Company Ltd (Chola)
Murugappa Group's vehicle-finance-led NBFC with a large rural and semi-urban branch network
Lowest published starting rate: 9% (Car loan)
Punjab National Bank
Public sector bank
Public sector bank with RLLR-linked vehicle loans, low capped processing fees and rate concessions for women and electric vehicles.
Lowest published starting rate: 7.60% (Car loan)
TVS Credit
NBFC · TVS Credit Services Ltd
Captive-linked financier for TVS Motor two-wheelers with wide rural reach; also used car, tractor, 3W and used CV loans
Lowest published starting rate: 11% (Tractor loan)
What to check before you choose a vehicle loan
- Ask for the Key Fact Statement (KFS). RBI requires loan providers to give you one before you sign, showing the interest rate, all fees, the APR and the total amount you will repay.
- Compare APR, not the headline rate. Processing fee, documentation charges and insurance change the real cost.
- Ask about pre-closure charges. Fixed-rate vehicle loans often carry charges for paying early; floating-rate loans to individuals cannot.
- Check what is bundled. Insurance, extended warranty or accessories added to the loan raise the amount you pay interest on. You are free to buy insurance elsewhere.
- Confirm the hypothecation. The loan provider's name is noted on the registration certificate. After the last EMI, collect the NOC and have it removed at the RTO.
Terms used on this page
Plain meanings of the terms this comparison uses.
Starting rate: The lowest rate a loan provider advertises for a product. Most borrowers are offered a higher rate, because the final rate depends on credit score, income, employer and loan amount.
APR: Annual percentage rate. It adds the processing fee and other charges to the interest rate, so it shows the yearly cost of the loan better than the interest rate alone.
Key Fact Statement: A short summary the loan provider gives you before you sign. It lists the interest rate, every fee, the APR and the total amount you will repay. RBI requires it for retail loans.
Floating rate and repo rate: A floating rate moves with a benchmark, and for banks that is usually the RBI repo rate, the rate at which RBI lends to banks. A fixed rate stays the same for the period you agree.
Processing fee: A one-time charge for handling the application. It is usually a percentage of the loan amount plus GST, and it is often deducted before the money reaches you.
Credit score: A number from 300 to 900 that shows how you have repaid past loans and cards. A higher score usually gets you a lower rate.
Sources, method and last check
Every figure above comes from the loan provider's own website. We checked them on 4 October 2026 and list the pages used.
- Chola: cholamandalam.com/get-new-car-loans · files.cholamandalam.com/files/Interest+Rate+Policy+-+Mar2026.pdf · cholamandalam.com/get-two-wheeler-loans · cholamandalam.com/get-used-car-loans · cholamandalam.com/get-three-wheeler-loans · cholamandalam.com/get-tractor-loans
- Punjab National Bank: pnb.bank.in/carloaninnerpage.html · pnb.bank.in/Retail-Advances-interst-rate-on-advances-linked-to-mclr.html · pnb.bank.in/service-charges-related-to-retail-advances.html · pnb.bank.in/pnbsaarthi.html · pnb.bank.in/PNB-GREEN-CAR-LOAN.html · pnb.bank.in/agriculture-credit-schemes.html
- TVS Credit: tvscredit.com/loans/two-wheeler-loans/ · tvscredit.com/wp-content/uploads/2023/11/Interest-Rate-Policy-Ver-2.1-Final.pdf · tvscredit.com/wp-content/uploads/2026/08/Schedule-of-Charges_-V4.2.pdf · tvscredit.com/loans/used-car-loans/ · tvscredit.com/loans/three-wheeler-loans/ · tvscredit.com/loans/tractor-loans/
Method: we list only figures we could find on the loan provider's official pages. A blank means the loan provider does not publish that figure, and we never estimate one. Rankings use the published starting rate and published maximum tenure only. Read our editorial policy, how we make money and tell us about an error.
More loan provider comparisons
Chola compared with other loan providers
Punjab National Bank compared with other loan providers
TVS Credit compared with other loan providers
Head-to-head pages for these three loan providers
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Frequently asked questions
Which is better for a two-wheeler loan: Chola, Punjab National Bank or TVS Credit?
Punjab National Bank has the lower published starting two-wheeler loan rate at 10%, against 15% at Chola. A starting rate is the best case, not a typical offer, so confirm the annual percentage rate (APR) and total repayable amount in each loan provider's Key Fact Statement. Figures are as published on the loan providers' own websites and checked 4 October 2026. The better choice depends on your profile, the loan amount and the fees in your offer letter.
Which has the lower two-wheeler loan interest rate: Chola, Punjab National Bank or TVS Credit?
Punjab National Bank has the lower published starting rate. Published starting rates: Chola 15% and Punjab National Bank 10% (checked 4 October 2026). Your actual rate depends on your credit profile and the loan provider's approval.
What is the processing fee on a two-wheeler loan at Chola, Punjab National Bank and TVS Credit?
Chola: 0.75% - 5% + sourcing fee Rs 500 - 2,500. Punjab National Bank: 0.50% of loan (min Rs 500, max Rs 1,000). TVS Credit: New 2W up to 8.85%; used 2W up to 5.9% (incl. GST). Fees can change and GST is usually extra, so check the Key Fact Statement.
What is the maximum two-wheeler loan tenure at Chola, Punjab National Bank and TVS Credit?
Chola: not published. Punjab National Bank: 60 emis (scooters/motorcycles). TVS Credit: 12-60 months.
What is the EMI on a ₹1 lakh two-wheeler loan at Chola, Punjab National Bank and TVS Credit?
Over 36 months at each loan provider's lowest published rate: Chola about ₹3,467 a month at 15%; Punjab National Bank about ₹3,227 a month at 10%. This is an illustration that leaves out fees, GST and insurance. Your offered rate may be higher.
How much of the vehicle price can I borrow on a two-wheeler loan from Chola, Punjab National Bank and TVS Credit?
Chola: Up to 100% of bike value. Punjab National Bank: 90% (salaried, salary via PNB) or 75% of cost; max Rs 1.5 lakh (Rs 10 lakh for 200cc+). TVS Credit: Up to 95% of on-road price. Funding is usually profile-based, so the loan provider decides the final amount.
What other terms do Chola, Punjab National Bank and TVS Credit publish for a two-wheeler loan?
Chola: No funding of used two-wheelers; Rural and semi-urban focus. Punjab National Bank: PNB Power Ride: lower rate for women. TVS Credit: Also finances used and other-OEM two-wheelers. Check each loan provider's page for eligibility and documents before you apply.
Can I prepay or foreclose a two-wheeler loan early at Chola, Punjab National Bank and TVS Credit?
Chola: Full closure: 5% of principal outstanding (7-12 months from agreement), 4% after 12 months, plus GST. Punjab National Bank: Nil. TVS Credit: 3% of principal outstanding up to 12 months; 4% for 12-24 months; 5% after 24 months. Floating-rate loans to individuals cannot carry pre-closure charges; fixed-rate loans often do.
Which vehicle loans do Chola, Punjab National Bank and TVS Credit publish rates for?
Chola: car loan, two-wheeler loan, used car loan, three-wheeler loan, tractor loan. Punjab National Bank: car loan, two-wheeler loan, used car loan, electric car loan. TVS Credit: two-wheeler loan, used car loan, three-wheeler loan, tractor loan, commercial vehicle loan. Based on each loan provider's own website, checked 4 October 2026.
Are the rates on this page the rate I will get?
No. They are the rates the loan providers publish, usually a range or a starting rate. Your approved rate depends on your credit score, income, loan amount, tenure and vehicle. Always read the Key Fact Statement before you sign.
Does KhatuLoans lend money or charge for this comparison?
KhatuLoans is not a loan provider. The loan provider decides approval, rate and terms. Our comparisons are free to read, and we are not paid by the loan providers named here to rank them. See how we make money on our advertiser disclosure page.
KhatuLoans is not a loan provider and is not paid by the loan providers named here to rank them. Rates, fees and prices change; always confirm with the loan provider and dealer. Read our editorial policy and how we make money.