IDFC FIRST Bank vs Punjab National Bank vs SBI at a glance
| Detail | IDFC FIRST Bank | Punjab National Bank | SBI |
|---|---|---|---|
| Loan provider type | Private bank | Public sector bank | Public sector bank |
| Legal name | IDFC FIRST Bank | Punjab National Bank | State Bank of India |
| Vehicle loans with a published rate | Car loan, Two-wheeler loan, Used car loan, Tractor loan | Car loan, Two-wheeler loan, Used car loan, Electric car loan | Car loan, Two-wheeler loan, Used car loan, Electric car loan |
| Car loan: published rate | From 8.99% | From 7.60%up to 9.70% floating, CIBIL-based | 8.40% - 9.35% |
| Car loan: maximum tenure | 10 years (120 months) | 84 months | 7 years |
| Two-wheeler loan: published rate | From 9%premium; from 10% commuter, mid-premium, EV | From 10.00%Power Ride; 10.85% salaried; 11.35% others | 11.70% - 15.70% |
| Two-wheeler loan: maximum tenure | 60 months | 60 EMIs (scooters/motorcycles) | Up to 60 months |
| Used car loan: published rate | From 11.99%repurchase; from 13.99% refinance | From 9.45% floating / 10.45% fixed | 10.45% - 15.60%credit-score based |
| Used car loan: maximum tenure | 7 years (repurchase) | 60 months | Up to 5 years (10 years minus vehicle age) |
| Official website | idfcfirst.bank.in | pnb.bank.in | sbi.bank.in |
IDFC FIRST Bank vs Punjab National Bank vs SBI car loan: rate, fees and tenure
Starting car loan rates as published: IDFC FIRST Bank from 8.99%, Punjab National Bank from 7.60% and SBI from 8.40%. Punjab National Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered. IDFC FIRST Bank lists the longer maximum tenure (10 years (120 months)).
| Detail | IDFC FIRST Bank | Punjab National Bank | SBI |
|---|---|---|---|
| Product | New Car Loan | PNB Car Loan | SBI New Car Loan Scheme |
| Published rate | From 8.99% | From 7.60%up to 9.70% floating, CIBIL-based | 8.40% - 9.35% |
| Rate basis | Fixed or floating (fees page references fixed-rate bookings and a rate-switch fee) | RLLR-linked (floating); fixed option available | MCLR-linked (per SBI auto loan rate page) |
| Maximum tenure | 10 years (120 months) | 84 months | 7 years |
| Maximum funding | Up to 100% of on-road price | 85% of on-road price (90% with manufacturer tie-ups); individuals up to Rs 100 lakh | Up to 100% of on-road price |
| Processing fee | Up to 5% of loan amount (incl. GST) | 0.25% of loan (min Rs 1,000, max Rs 1,500); nil documentation | Rs 1,000-3,000 + GST (salaried) / Rs 1,500-4,000 + GST (non-salaried), slab by loan amount |
| Pre-closure / prepayment | 5% of principal outstanding + GST if booked on fixed rate; part-payment 5% + GST | Floating: nil; fixed: 2% on amount prepaid (exceptions apply) | No prepayment charges; no foreclosure charges after 2 years (as published) |
| Other terms published |
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| Official source | idfcfirst.bank.in idfcfirst.bank.in | pnb.bank.in pnb.bank.in pnb.bank.in | sbi.bank.in sbi.bank.in sbi.bank.in |
EMI illustration: ₹10 lakh over 60 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| IDFC FIRST Bank | 8.99% | ₹20,754 | ₹2,45,210 | ₹12,45,210 |
| Punjab National Bank | 7.60% | ₹20,086 | ₹2,05,130 | ₹12,05,130 |
| SBI | 8.40% | ₹20,468 | ₹2,28,102 | ₹12,28,102 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (60 months)
| Loan amount | IDFC FIRST Bank (8.99%) | Punjab National Bank (7.60%) | SBI (8.40%) |
|---|---|---|---|
| ₹5 lakh | ₹10,377 | ₹10,043 | ₹10,234 |
| ₹10 lakh | ₹20,754 | ₹20,086 | ₹20,468 |
| ₹15 lakh | ₹31,130 | ₹30,128 | ₹30,703 |
| ₹20 lakh | ₹41,507 | ₹40,171 | ₹40,937 |
Read the full guide: Car loan · EMI calculator
IDFC FIRST Bank vs Punjab National Bank vs SBI two-wheeler loan: rate, fees and tenure
Starting two-wheeler loan rates as published: IDFC FIRST Bank from 9%, Punjab National Bank from 10% and SBI from 11.70%. IDFC FIRST Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered.
| Detail | IDFC FIRST Bank | Punjab National Bank | SBI |
|---|---|---|---|
| Product | Two-Wheeler Loan | PNB Saarthi / PNB Power Ride (women) | SBI Two Wheeler Loan Scheme |
| Published rate | From 9%premium; from 10% commuter, mid-premium, EV | From 10.00%Power Ride; 10.85% salaried; 11.35% others | 11.70% - 15.70% |
| Rate basis | Not published | RLLR-linked | MCLR-linked (1-year MCLR) |
| Maximum tenure | 60 months | 60 EMIs (scooters/motorcycles) | Up to 60 months |
| Maximum funding | Up to 95% of on-road price | 90% (salaried, salary via PNB) or 75% of cost; max Rs 1.5 lakh (Rs 10 lakh for 200cc+) | 85% of on-road price; max Rs 3 lakh |
| Processing fee | Up to 5% (product page advertises zero processing fees) | 0.50% of loan (min Rs 500, max Rs 1,000) | 3% of loan + GST (50% waiver for salary package customers) |
| Pre-closure / prepayment | 5% of principal outstanding; part-payment 5% | Nil | Not published |
| Other terms published |
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| Official source | idfcfirst.bank.in idfcfirst.bank.in | pnb.bank.in pnb.bank.in pnb.bank.in | sbi.bank.in sbi.bank.in sbi.bank.in |
EMI illustration: ₹1 lakh over 36 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| IDFC FIRST Bank | 9% | ₹3,180 | ₹14,479 | ₹1,14,479 |
| Punjab National Bank | 10% | ₹3,227 | ₹16,162 | ₹1,16,162 |
| SBI | 11.70% | ₹3,307 | ₹19,056 | ₹1,19,056 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (36 months)
| Loan amount | IDFC FIRST Bank (9%) | Punjab National Bank (10%) | SBI (11.70%) |
|---|---|---|---|
| ₹0.5 lakh | ₹1,590 | ₹1,613 | ₹1,654 |
| ₹1 lakh | ₹3,180 | ₹3,227 | ₹3,307 |
| ₹1.5 lakh | ₹4,770 | ₹4,840 | ₹4,961 |
Read the full guide: Two-wheeler loan · EMI calculator
IDFC FIRST Bank vs Punjab National Bank vs SBI used car loan: rate, fees and tenure
Starting used car loan rates as published: IDFC FIRST Bank from 11.99%, Punjab National Bank from 9.45% and SBI from 10.45%. Punjab National Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered. IDFC FIRST Bank lists the longer maximum tenure (7 years (repurchase)).
| Detail | IDFC FIRST Bank | Punjab National Bank | SBI |
|---|---|---|---|
| Product | Pre-owned Car Loan | PNB Car Loan (used vehicles) | SBI Certified Pre-Owned Car Loan |
| Published rate | From 11.99%repurchase; from 13.99% refinance | From 9.45% floating / 10.45% fixed | 10.45% - 15.60%credit-score based |
| Rate basis | Not published | RLLR-linked (floating) or fixed | MCLR-linked (1-year MCLR) |
| Maximum tenure | 7 years (repurchase) | 60 months | Up to 5 years (10 years minus vehicle age) |
| Maximum funding | Up to 200% LTV of market value (Car N Cash refinance) | 75% of vehicle value (25% margin); vehicle up to 3 years old | Up to 85% of valuation; loan Rs 2 lakh - Rs 150 lakh |
| Processing fee | Up to 5% of loan amount (incl. GST) | Not published | 1.50% of loan + GST (min Rs 3,000, max Rs 10,000 + GST) |
| Pre-closure / prepayment | 5% of principal outstanding + GST; part-payment 5% + GST | Floating: nil; fixed: 2% on amount prepaid | Not published |
| Other terms published |
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| Official source | idfcfirst.bank.in idfcfirst.bank.in | pnb.bank.in pnb.bank.in | sbi.bank.in sbi.bank.in sbi.bank.in |
EMI illustration: ₹5 lakh over 48 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| IDFC FIRST Bank | 11.99% | ₹13,164 | ₹1,31,894 | ₹6,31,894 |
| Punjab National Bank | 9.45% | ₹12,550 | ₹1,02,382 | ₹6,02,382 |
| SBI | 10.45% | ₹12,790 | ₹1,13,902 | ₹6,13,902 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (48 months)
| Loan amount | IDFC FIRST Bank (11.99%) | Punjab National Bank (9.45%) | SBI (10.45%) |
|---|---|---|---|
| ₹3 lakh | ₹7,899 | ₹7,530 | ₹7,674 |
| ₹5 lakh | ₹13,164 | ₹12,550 | ₹12,790 |
| ₹8 lakh | ₹21,063 | ₹20,079 | ₹20,463 |
Read the full guide: Used car loan · EMI calculator
IDFC FIRST Bank vs Punjab National Bank vs SBI electric car loan: rate, fees and tenure
Starting electric car loan rates as published: Punjab National Bank from 7.60% and SBI from 8.30%. Punjab National Bank is lower at the starting rate, but the top of each range and your own credit profile decide what you are actually offered. Punjab National Bank lists the longer maximum tenure (120 emis (10 years)). IDFC FIRST Bank does not publish an electric car loan rate on its website, so none is shown.
| Detail | IDFC FIRST Bank | Punjab National Bank | SBI |
|---|---|---|---|
| Product | Not published | PNB Green Car (E-Vehicle) Loan | SBI Green Car Loan |
| Published rate | Not published | From 7.60% | 8.30% - 9.35% |
| Rate basis | Not published | RLLR-linked | MCLR-linked (per SBI auto loan rate page) |
| Maximum tenure | Not published | 120 EMIs (10 years) | Up to 8 years |
| Maximum funding | Not published | 90% of on-road price (10% margin), or nil margin on ex-showroom price | Up to 100% of on-road price |
| Processing fee | Not published | Nil | Nil |
| Pre-closure / prepayment | Not published | Nil | Not published |
| Other terms published | Not published |
|
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| Official source | Not published | pnb.bank.in pnb.bank.in | sbi.bank.in sbi.bank.in sbi.bank.in |
EMI illustration: ₹15 lakh over 60 months
| Loan provider | Rate used | Monthly EMI | Total interest | Total repayable |
|---|---|---|---|---|
| Punjab National Bank | 7.60% | ₹30,128 | ₹3,07,695 | ₹18,07,695 |
| SBI | 8.30% | ₹30,630 | ₹3,37,825 | ₹18,37,825 |
Illustration only, at each loan provider's lowest published rate. It leaves out processing fees, GST, insurance and any other charges, and it is not an offer. Your approved rate may be higher.
Monthly EMI at other loan amounts (60 months)
| Loan amount | Punjab National Bank (7.60%) | SBI (8.30%) |
|---|---|---|
| ₹10 lakh | ₹20,086 | ₹20,420 |
| ₹15 lakh | ₹30,128 | ₹30,630 |
| ₹25 lakh | ₹50,214 | ₹51,051 |
Read the full guide: Electric car loan
IDFC FIRST Bank vs Punjab National Bank vs SBI tractor loan: rate, fees and tenure
Only IDFC FIRST Bank publishes a rate for this product with a stated starting figure, so a like-for-like ranking is not possible. Punjab National Bank lists the longer maximum tenure (new tractor: 7-9 years; no-mortgage variant: 5 years). Punjab National Bank and SBI do not publish a tractor loan rate on their website, so none is shown.
| Detail | IDFC FIRST Bank | Punjab National Bank | SBI |
|---|---|---|---|
| Product | Tractor Loan | PNB Farm Mechanisation Scheme (tractor financing) | SBI New Tractor Loan Scheme |
| Published rate | 12% - 16%new; 16% - 20% used | Not published | 1-year MCLR + 3.60% to + 4.35%by collateral |
| Rate basis | Not published | Not published | MCLR-linked (1-year MCLR) |
| Maximum tenure | 72 months (new); 60 months (used) | New tractor: 7-9 years; no-mortgage variant: 5 years | Up to 5 years (half-yearly instalments) |
| Maximum funding | ₹1-15 lakh (new); ₹1-5.5 lakh (used) | Need based, net of margin (min 40% margin for no-mortgage variant) | 75% of tractor + accessories cost (25% margin); loan Rs 2 lakh - Rs 25 lakh |
| Processing fee | 1% of sanctioned amount | Not published | 1.50% of loan amount |
| Pre-closure / prepayment | 2% of principal outstanding + GST | Not published | Not published |
| Other terms published | Not published |
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| Official source | idfcfirst.bank.in | pnb.bank.in pnb.bank.in | sbi.bank.in |
Read the full guide: Tractor loan
Which is better: IDFC FIRST Bank, Punjab National Bank or SBI?
No loan provider is best for everyone. This is how the published figures split, product by product.
- Car loan, lower starting rate: Punjab National Bank (7.60%) versus 8.99% at IDFC FIRST Bank and 8.40% at SBI.
- Two-wheeler loan, lower starting rate: IDFC FIRST Bank (9%) versus 10% at Punjab National Bank and 11.70% at SBI.
- Used car loan, lower starting rate: Punjab National Bank (9.45%) versus 11.99% at IDFC FIRST Bank and 10.45% at SBI.
- Car loan, longer maximum tenure: IDFC FIRST Bank (10 years (120 months)). A longer tenure lowers the EMI but raises total interest.
- Used car loan, longer maximum tenure: IDFC FIRST Bank (7 years (repurchase)). A longer tenure lowers the EMI but raises total interest.
- Electric car loan, longer maximum tenure: Punjab National Bank (120 emis (10 years)). A longer tenure lowers the EMI but raises total interest.
- Tractor loan, longer maximum tenure: Punjab National Bank (new tractor: 7-9 years; no-mortgage variant: 5 years). A longer tenure lowers the EMI but raises total interest.
Pick on total cost, not the headline rate: ask each loan provider for the Key Fact Statement and compare the APR and total repayable amount. A low rate with a high processing fee can cost more than a slightly higher rate with no fee.
Bank type and how each loan provider sets its rate
IDFC FIRST Bank is a private bank and Punjab National Bank and SBI are public sector banks.
What the loan providers' own pages say about how their rates are set:
- IDFC FIRST Bank car loan: Fixed or floating (fees page references fixed-rate bookings and a rate-switch fee).
- IDFC FIRST Bank commercial vehicle loan: Fixed.
- Punjab National Bank car loan: RLLR-linked (floating); fixed option available.
- Punjab National Bank two-wheeler loan: RLLR-linked.
- Punjab National Bank used car loan: RLLR-linked (floating) or fixed.
- Punjab National Bank electric car loan: RLLR-linked.
- SBI car loan: MCLR-linked (per SBI auto loan rate page).
- SBI two-wheeler loan: MCLR-linked (1-year MCLR).
Banks and non-banking finance companies (NBFCs) publish rates in different ways: some give a range, some only a starting rate and some only a maximum. That is why this page compares like with like and marks every gap as not published instead of guessing.
About IDFC FIRST Bank, Punjab National Bank and SBI
IDFC FIRST Bank
Private bank
Private bank pitching long tenures (up to 10 years on new cars) and high funding across new and used cars, two-wheelers, commercial vehicles and tractors, mostly on fixed rates.
Lowest published starting rate: 8.99% (Car loan)
Punjab National Bank
Public sector bank
Public sector bank with RLLR-linked vehicle loans, low capped processing fees and rate concessions for women and electric vehicles.
Lowest published starting rate: 7.60% (Car loan)
SBI
Public sector bank · State Bank of India
India's largest bank, offering MCLR-linked car, green (EV) car, certified pre-owned car and two-wheeler loans, plus SME commercial vehicle and agri tractor loans.
Lowest published starting rate: 8.30% (Electric car loan)
What to check before you choose a vehicle loan
- Ask for the Key Fact Statement (KFS). RBI requires loan providers to give you one before you sign, showing the interest rate, all fees, the APR and the total amount you will repay.
- Compare APR, not the headline rate. Processing fee, documentation charges and insurance change the real cost.
- Ask about pre-closure charges. Fixed-rate vehicle loans often carry charges for paying early; floating-rate loans to individuals cannot.
- Check what is bundled. Insurance, extended warranty or accessories added to the loan raise the amount you pay interest on. You are free to buy insurance elsewhere.
- Confirm the hypothecation. The loan provider's name is noted on the registration certificate. After the last EMI, collect the NOC and have it removed at the RTO.
Terms used on this page
Plain meanings of the terms this comparison uses.
Starting rate: The lowest rate a loan provider advertises for a product. Most borrowers are offered a higher rate, because the final rate depends on credit score, income, employer and loan amount.
APR: Annual percentage rate. It adds the processing fee and other charges to the interest rate, so it shows the yearly cost of the loan better than the interest rate alone.
Key Fact Statement: A short summary the loan provider gives you before you sign. It lists the interest rate, every fee, the APR and the total amount you will repay. RBI requires it for retail loans.
Floating rate and repo rate: A floating rate moves with a benchmark, and for banks that is usually the RBI repo rate, the rate at which RBI lends to banks. A fixed rate stays the same for the period you agree.
Processing fee: A one-time charge for handling the application. It is usually a percentage of the loan amount plus GST, and it is often deducted before the money reaches you.
Credit score: A number from 300 to 900 that shows how you have repaid past loans and cards. A higher score usually gets you a lower rate.
Sources, method and last check
Every figure above comes from the loan provider's own website. We checked them on 4 October 2026 and list the pages used.
- IDFC FIRST Bank: idfcfirst.bank.in/personal-banking/loans/car-loan · idfcfirst.bank.in/personal-banking/loans/car-loan/fees-and-charges · idfcfirst.bank.in/personal-banking/loans/two-wheeler-loan · idfcfirst.bank.in/personal-banking/loans/two-wheeler-loan/fees-and-charges · idfcfirst.bank.in/personal-banking/loans/pre-owned-car-loan · idfcfirst.bank.in/personal-banking/loans/pre-owned-car-loan/fees-and-charges
- Punjab National Bank: pnb.bank.in/carloaninnerpage.html · pnb.bank.in/Retail-Advances-interst-rate-on-advances-linked-to-mclr.html · pnb.bank.in/service-charges-related-to-retail-advances.html · pnb.bank.in/pnbsaarthi.html · pnb.bank.in/PNB-GREEN-CAR-LOAN.html · pnb.bank.in/agriculture-credit-schemes.html
- SBI: sbi.bank.in/web/personal-banking/loans/auto-loans/sbi-new-car-loan-scheme · sbi.bank.in/web/interest-rates/interest-rates/loan-schemes-interest-rates/auto-loans · sbi.bank.in/web/interest-rates/interest-rates/processing-fees · sbi.bank.in/web/personal-banking/loans/auto-loans/sbi-two-wheeler-loan-scheme · sbi.bank.in/web/personal-banking/loans/auto-loans/certified-pre-owned-car-loan · sbi.bank.in/web/personal-banking/loans/auto-loans/green-car-loan
Method: we list only figures we could find on the loan provider's official pages. A blank means the loan provider does not publish that figure, and we never estimate one. Rankings use the published starting rate and published maximum tenure only. Read our editorial policy, how we make money and tell us about an error.
More loan provider comparisons
IDFC FIRST Bank compared with other loan providers
Punjab National Bank compared with other loan providers
SBI compared with other loan providers
Head-to-head pages for these three loan providers
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Compare any two or three loan providers · Personal loans · Home loans · Vehicle loans
IDFC FIRST Bank vs Punjab National Bank vs SBI: personal, home and other loans
Comparing these loan providers for something other than a vehicle loan? See their published personal loan, home loan, loan against property, business, gold and education loan terms in one place.
IDFC FIRST Bank vs Punjab National Bank vs SBI compared on all loan types
Frequently asked questions
Which is better for a car loan: IDFC FIRST Bank, Punjab National Bank or SBI?
Punjab National Bank has the lowest published starting car loan rate at 7.60%, against 8.99% at IDFC FIRST Bank and 8.40% at SBI. IDFC FIRST Bank allows the longer maximum tenure (10 years (120 months)). A starting rate is the best case, not a typical offer, so confirm the annual percentage rate (APR) and total repayable amount in each loan provider's Key Fact Statement. Figures are as published on the loan providers' own websites and checked 4 October 2026. The better choice depends on your profile, the loan amount and the fees in your offer letter.
Which has the lower car loan interest rate: IDFC FIRST Bank, Punjab National Bank or SBI?
Punjab National Bank has the lower published starting rate. Published starting rates: IDFC FIRST Bank 8.99%, Punjab National Bank 7.60% and SBI 8.40% (checked 4 October 2026). Your actual rate depends on your credit profile and the loan provider's approval.
What is the processing fee on a car loan at IDFC FIRST Bank, Punjab National Bank and SBI?
IDFC FIRST Bank: Up to 5% of loan amount (incl. GST). Punjab National Bank: 0.25% of loan (min Rs 1,000, max Rs 1,500); nil documentation. SBI: Rs 1,000-3,000 + GST (salaried) / Rs 1,500-4,000 + GST (non-salaried), slab by loan amount. Fees can change and GST is usually extra, so check the Key Fact Statement.
What is the maximum car loan tenure at IDFC FIRST Bank, Punjab National Bank and SBI?
IDFC FIRST Bank: 10 years (120 months). Punjab National Bank: 84 months. SBI: 7 years.
What is the EMI on a ₹10 lakh car loan at IDFC FIRST Bank, Punjab National Bank and SBI?
Over 60 months at each loan provider's lowest published rate: IDFC FIRST Bank about ₹20,754 a month at 8.99%; Punjab National Bank about ₹20,086 a month at 7.60%; SBI about ₹20,468 a month at 8.40%. This is an illustration that leaves out fees, GST and insurance. Your offered rate may be higher.
How much of the vehicle price can I borrow on a car loan from IDFC FIRST Bank, Punjab National Bank and SBI?
IDFC FIRST Bank: Up to 100% of on-road price. Punjab National Bank: 85% of on-road price (90% with manufacturer tie-ups); individuals up to Rs 100 lakh. SBI: Up to 100% of on-road price. Funding is usually profile-based, so the loan provider decides the final amount.
What other terms do IDFC FIRST Bank, Punjab National Bank and SBI publish for a car loan?
IDFC FIRST Bank: Longest tenure among peers at 10 years; Online car marketplace. Punjab National Bank: 7.60% for women borrowers and e-vehicles; Digi Car Loan online option; Reimbursement for recently bought cars. SBI: No advance EMI; Interest on daily reducing balance; Flexi-pay option: reduced EMI in initial months. Check each loan provider's page for eligibility and documents before you apply.
Can I prepay or foreclose a car loan early at IDFC FIRST Bank, Punjab National Bank and SBI?
IDFC FIRST Bank: 5% of principal outstanding + GST if booked on fixed rate; part-payment 5% + GST. Punjab National Bank: Floating: nil; fixed: 2% on amount prepaid (exceptions apply). SBI: No prepayment charges; no foreclosure charges after 2 years (as published). Floating-rate loans to individuals cannot carry pre-closure charges; fixed-rate loans often do.
Which vehicle loans do IDFC FIRST Bank, Punjab National Bank and SBI publish rates for?
IDFC FIRST Bank: car loan, two-wheeler loan, used car loan, tractor loan. Punjab National Bank: car loan, two-wheeler loan, used car loan, electric car loan. SBI: car loan, two-wheeler loan, used car loan, electric car loan. Based on each loan provider's own website, checked 4 October 2026.
Are the rates on this page the rate I will get?
No. They are the rates the loan providers publish, usually a range or a starting rate. Your approved rate depends on your credit score, income, loan amount, tenure and vehicle. Always read the Key Fact Statement before you sign.
Does KhatuLoans lend money or charge for this comparison?
KhatuLoans is not a loan provider. The loan provider decides approval, rate and terms. Our comparisons are free to read, and we are not paid by the loan providers named here to rank them. See how we make money on our advertiser disclosure page.
KhatuLoans is not a loan provider and is not paid by the loan providers named here to rank them. Rates, fees and prices change; always confirm with the loan provider and dealer. Read our editorial policy and how we make money.